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Small Business Liability Insurance in Burbank, Valley Village, and Toluca Lake, CA

Small businesses face many of the same risks as larger companies, but don't have the same resources to fall back on if something goes wrong—that's where small business insurance comes in. This policy can reimburse you for certain forms of loss, giving you the time and support you need to get back on your feet and resume your normal operations. This coverage is so important that over 90% of small business see it as a worthwhile investment even when they don't have a lot of cash to spare.

When you're choosing a policy, Roman Empire Insurance Agency, Inc. agents can ensure that the policy's limit is high enough to cover your risks. The fact that your business is small doesn't shield you from costly claims, so it's important to obtain the best coverage you can as soon as your company's growth permits. In particular, be sure to increase your policy's limits as your company's revenue grows.

Small Business Coverage

As explained by the Small Business Administration, there are three types of liability coverage that small businesses commonly need:

  • General Liability Insurance covers issues with negligence, injuries, and accidents. Its main emphasis is on helping with the costs of legal defense, as well as providing coverage if you lose your case.
  • Product Liability Insurance is for companies that deal with physical products of some kind. The main focus of this coverage is reimbursing you for claims that arise from injuries caused by a defective product. If you deal exclusively in digital products and services, this policy will not cover those—ask one of our agents about your options.
  • Professional Liability Insurance focuses on errors and negligence that may occur during the course of providing products or services to your customers. If any of the advice you give them is wrong, they may sue for damages, and this policy will help to reimburse you.

Most companies can get by with these three types of small business liability insurance. However, you may need additional coverage if your operations are high-risk enough that a standard policy won't cover them. If you're not sure whether or not your policy covers your operations, our agents would be happy to discuss the issue and make any changes that may be necessary.

Making Sure Your Business Can Get Coverage

Most small businesses can obtain liability insurance without trouble. The only common exceptions to this are companies that operate in industries that are particularly high-risk—for example, companies producing acids for industrial use may find it harder to get coverage. If you're worried that some aspect of your business will increase your premiums or make it more difficult to obtain coverage in the first place, call Roman Empire Insurance Agency, Inc. today and ask for guidance. You may find that there is no problem getting insurance at all—and if there is, we may be able to help you reduce your risks and bring premiums into an affordable range.

 

1. "Business & Employee Insurance Issues Among U.S. Small Businesses." National Association of Insurance Commissioners. Accessed April 21, 2016. http://www.naic.org/documents/newsroom_small_business_summary.pdf.

2. "Finding Coverage That Matches Your Business Size." III. Accessed April 21, 2016. http://www.iii.org/article/finding-coverage-that-matches-your-business-size.

3. "Types of Business Insurance." The U.S. Small Business Administration | SBA.gov. Accessed April 21, 2016. https://www.sba.gov/managing-business/running-business/insurance/types-business-insurance.

Our Location

Roman Empire Insurance Agency, Inc.

2110 N Glenoaks Blvd
Burbank, CA 91504
Main office: 818-938-2377

Our Providers

I have had Roman Empire Insurance as my agent for about two years now. Working with Tom and Argam is amazing. I keep referring my friends and family because they get you the BEST coverages for a great price. Customer service is a priority as well. I just had to update my insurance info and within less than 2 minutes Argam made the changes and emailed me my new insurance card... Thank You So Much Gentlemen!!!
Raul L. from Palm Springs, CA
I highly recommend Roman Empire insurance company because it is one of the most reliable insurance agencies that has the most affordable price on businesses, homes, and cars. The agents are very nice, friendly, knowledgeable, and fast.You can get the best quote within minutes of your call. They work hard to offer you the best.Because of Argam I ended up saving 3,000 a year on only one of my cars!! Argam can save you thousands a year, and you will not have to worry about anything.
Lilit G. from Glendale, CA
The most loyal customer friendly service ever. Their work is flawless. Whenever I have questions about my policy, not only they explain to me in a common sense, it's easier for me to understand about the policy. Their work is something you can rely on. Whatever insurance questions that you may need they will help you. I highly recommend if you ever needed a quote or you want to switch your insurance and sign up with these guys. You guys are simply the best at understanding best and returning phone calls at much quicker respond time
Dro A. from Glendale, CA
They have the best deals for home and car insurance. Tom, the agent who was helping me was really very patient and very nice too. Would definitely recommend him as a very good professional insurance agent.
Maria S. from Burbank, CA
Just good things about this agency!nice and honest stuff with super good prices! I had a great experience with them getting my auto insurance!!
Argin D. from College Hills, Glendale, CA