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October 3, 2023
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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December 23, 2020
Agency

Does Workers Compensation Cover Employee Fights?

As much as employers try to make their businesses a place for growth and support, warring personalities are always apt to clash. Unfortunately, workplace arguments can sometimes dissolve into physical fights, which may lead to injuries. In these cases, it is important to know the limits of the employer’s workers compensation coverage, as there are […]
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November 13, 2020
Agency

Why You Need Continuous Car Insurance Coverage

Some people think that if they do not own a car or if they do not drive regularly, then they do not need car insurance. What good is having a policy if you are not going to get behind the wheel?  Actually, there are a lot of reasons why you must always have car insurance […]
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October 21, 2020
Agency

Does Commercial Auto Insurance Cover Storm Damage

If you own a commercial vehicle and use it for business purposes, then you will need to have commercial auto insurance on it. Of course, this will be an important investment for the business, which is why you always need to protect the vehicle (or even a whole fleet of them) as best you can. Still, you […]
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September 23, 2020
Agency

How Much Liability Should I Have on My Home Insurance Policy?

When homeowners think of their home insurance policy, they generally think about dwelling and property coverage. There is a third type of coverage, however, that is just as important.  Personal liability insurance protects you and your family in case of a lawsuit concerning bodily injury and property damage someone else may suffer on your property.  […]
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July 30, 2020
Agency

Can Your General Liability Insurance Premium Increase?

Secure financial planning will help your business succeed in the long run. However, the overhead costs you must pay, such as your insurance premiums, might vary over time. One of the policies you might buy for your business is general liability insurance. However, general liability premiums might go up periodically. The business will have to […]
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June 30, 2020
Agency

Avoiding Car Accidents With Trucks

Every year, thousands of people die as a result of truck-related accidents. In 2019, 4,102 people died in such accidents. About 68% of them were occupants in other cars, according to the Insurance Institute for Highway Safety. The risk for injury and death are high for any driver who enters the road with trucks on it.  […]
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May 28, 2020
Agency

What To Do After A House Fire

A house fire can be one of the most devastating events people will face. While the recovery won’t be easy, your home insurance coverage can help you get through it. Here’s how to get started.   Cooperate With The Fire Investigation  Almost every fire will have some type of investigation to see how it started. In many cases, the […]
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April 13, 2020
Agency

How Does Business Insurance Cover Lost Wages During Interruption?

Most companies need numerous types of business insurance. One of the most important not to overlook is business interruption insurance. It provides financial support to you when your business must move or close down for a period of time. It only applies when the cause of the closing is a covered peril. One way it […]
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April 13, 2020
Agency

Do I Need Insurance On A Car I Don’t Drive?

Some of us keep a sort of mini-junkyard on our property. We might stockpile cars that might be salvageable, that can be used for parts, or that we might fix up and hit the road with someday. But for the time being, these cars are just sitting there, on the property. So, here’s the question: […]
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